Effective Date: 05.17.2025

Welcome to Remarkable Home Loans powered by Obsidian. By accessing or using our website (the “Site”), you agree to be bound by the following Terms and Conditions. If you do not agree to these terms, please do not use our Site.

1. Introduction

This Site is operated by Remarkable Home Loans powered by Obsidian (“we,” “us,” or “our”). The information provided on this Site is for general informational purposes only and does not constitute professional financial, legal, or mortgage advice.

2. Eligibility

By using this Site, you represent that you are at least 18 years of age and legally capable of entering into binding contracts.

3. Use of the Site

You agree to use the Site only for lawful purposes. You may not use the Site:

• In any way that violates any applicable federal, state, local, or international law or regulation.

• To transmit any unsolicited or unauthorized advertising, promotional materials, or any other form of solicitation.

• To attempt to interfere with the proper functioning of the Site.

4. Intellectual Property Rights

All content, features, and functionality on this Site, including but not limited to text, graphics, logos, images, and software, are the property of Remarkable Home Loans powered by Obsidian or its licensors and are protected by applicable intellectual property laws.

5. Third-Party Links

Our Site may contain links to third-party websites or services that are not owned or controlled by us. We are not responsible for the content, policies, or practices of any third-party websites.

6. No Guarantee or Offer

Nothing on this Site constitutes a promise, guarantee, or offer of a loan or financial product. All applications are subject to underwriting approval, terms, and conditions. Final loan approval and terms will depend on a variety of factors.

7. Disclaimer of Warranties

The Site is provided “as is” and “as available,” without any warranties of any kind, either express or implied. We do not guarantee that the Site will be available at all times or free from errors or viruses.

8. Limitation of Liability

To the fullest extent permitted by law, Remarkable Home Loans powered by Obsidian shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues arising out of your use of the Site.

9. Privacy

Your use of the Site is also subject to our [Privacy Policy], which explains how we collect, use, and safeguard your information.

10. Changes to Terms

We reserve the right to modify these Terms at any time. Changes will be posted on this page with an updated effective date. Your continued use of the Site constitutes your acceptance of any changes.

11. Contact Us

If you have any questions about these Terms and Conditions, please contact us at:

Email: Markanthony@obsidianmortgage.com